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Homeownership
Center

At Mid City Redevelopment Alliance, we believe everyone deserves a safe, stable, and affordable place to call home. Our Homeownership Center is designed to walk with you every step of the way—from early financial prep to closing day.

How We Help

Thinking about buying a home? Start with a one-on-one counseling session and our HUD-approved homebuyer education course to build the confidence and knowledge you need to make informed decisions.

Pre-purchase Counseling & Education

We help you:

  • Understand credit and improve your score

  • Create a homebuying budget and savings plan

  • Navigate mortgage options and loan pre-approval

  • Avoid common first-time buyer mistakes

  • Connect with trusted local real estate professionals

Exclusive Client Perks

We celebrate your success—literally!

  • Closing Day Support
    A representative from MCRA’s Home Educational Services team will attend your home closing to support you and celebrate this milestone. You’ll also receive a special housewarming gift to welcome you into your new home.

  • Quarterly Raffle Giveaway
    When you submit your Closing Disclosure after purchase, you’ll be entered into our quarterly raffle for a chance to win a prize valued up to $100!

Click the GET STARTED button below to complete the Home Ownership Center Application.

Connect with a HUD-Certified Housing Counselor Today!

GET STARTED

Homeownership Center Testimonials

The HUD Housing Counselor, Maria, was incredibly helpful in guiding me through my housing challenges. I couldn’t have done it without her!

Joshua Hall
Age: 32

I received valuable support through the Home Education Services. Their mortgage pre-approval guidance helped me get one step closer to buying my dream home!

Emily King
Age: 32

The HUD counseling program helped me navigate my housing options. I feel much more informed about my choices now!

Oliver Thompson
Age: 37

Thanks to the guidance from MCRA, I was able to secure a mortgage. Their team is knowledgeable and supportive throughout the process!

Carter Reed
Age: 29

The credit counseling service was incredibly helpful. I learned how to improve my credit score and increase my chances of getting a loan.

Kyle B.
Age: 40

MCRA’s mortgage loan pre-approval classes were enlightening! I learned everything I needed to know to prepare for buying my first home.

Hailey Wright
Age: 22

The Home Education Services team offered excellent resources for understanding the home buying process. I’m now on the path to homeownership!

Lucas Scott
Age: 36

Rayna, the HUD Housing Counselor, helped me create a plan to save my home. I couldn’t have done it without her support!

Mia Hall
Age: 31

The HUD Housing Counselor, Maria, provided me with invaluable guidance on my housing goals. Her support made the process much easier!

Olivia Lee
Age: 27